If you’re wondering where you can withdraw money from your Wisely Card, we’ve got you covered. In this article, we’ll walk you through the various options available to you and provide some important information to help you make the most of your card.
Table of Contents
ATM Withdrawals
One of the most convenient ways to access cash from your Wisely Card is through ATMs. You can withdraw money from any ATM that accepts Visa or Mastercard debit cards. Keep in mind that there may be fees associated with ATM withdrawals, so it’s a good idea to familiarize yourself with the fee schedule outlined in your cardholder agreement.
Fee-Free ATM Transactions
While the number of fee-free ATM transactions may be limited, it’s worth noting that nearly 100% of Wisely cardholders receive their pay on or before 9am on payday. This means you can access your funds early and avoid unnecessary fees.
Cashback at Participating Merchants
Another way to access cash is by using the cashback feature at participating merchants. Simply make a purchase and request cashback at the checkout. This option allows you to get the cash you need while also making a purchase, killing two birds with one stone.
Direct Deposit and Early Access
If you have set up direct deposit to your Wisely Card, you can enjoy the convenience of having your pay loaded directly onto your card. Please note that it may take up to three weeks for your pay to be loaded onto the card after initial setup.
For those who want to receive their pay even earlier, Wisely offers an early direct deposit feature. By opting in through the myWisely app or website, you may have access to your funds before the standard deposit time. However, it’s important to remember that early direct deposit is not guaranteed and is subject to your payor’s support and payment instructions.
Loading Cash onto Your Card
If you prefer to load cash onto your Wisely Card, you have the option to do so. You can load anywhere from $20 to $500 in cash for a flat rate of up to $5.95, depending on your card’s limits. However, please be sure to check if this feature requires an upgrade and if it’s available to all cardholders.
Additional Features and Services
In addition to cash withdrawals and direct deposits, the Wisely Card offers a range of other features and services to enhance your financial management. These include:
- Cash Back Rewards on purchases at participating merchants.
- Bill pay feature powered by Papaya, available through the myWisely app.
- Savings envelopes to help you separate and manage your funds.
- Ingo Money service for check deposits.
For more information on these features, it’s recommended to review your cardholder agreement or visit the 5 WS website.
Conclusion
Having a Wisely Card provides you with a convenient and secure way to manage your finances. Whether you choose to withdraw cash from ATMs, receive early direct deposits, or take advantage of the additional features, the Wisely Card offers flexibility and peace of mind.
Remember, Wisely® Direct and Wisely® Pay are not credit cards, and your spending is limited to the amount loaded onto the card. Additionally, please make sure to review your cardholder agreement for full details on fees and liability protection.
So go ahead and make the most of your Wisely Card! If you have any further questions or need assistance, feel free to visit the 5 WS website for more information.
Image source: 5 WS
Note: This article is for informational purposes only. Please refer to the official terms and conditions provided by Wisely for the most accurate and up-to-date information.
